Why are deposits growing when the rate of return is so low?

Note: Below are extracts from an article published by RTE website (4th June 2023) and as referenced below.

Why-are-deposits-growing-when-the-rate-of-return-is-so-low-1-FINAL

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Ⓒ 2023 - Seaspray Financial Services Ltd is regulated by The Central Bank Of Ireland. Registered in Ireland: 582920. Seaspray Financial Services Ltd is authorised as an investment business firm under S. 10 of the Investment Intermediaries Act 1995 (as amended). The firm is also registered as an insurance / re- insurance intermediary under the European Communities (insurance Mediation) Regulations 2005 (as amended). The firm is an investment product intermediary holding letters of appointment from investment product producers such as insurance companies and banks. The company’s regulatory number with the Central Bank of Ireland is C165527 | All Rights Reserved