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Terms of Business

Please note that our Terms of Business are updated on a regular basis. Latest versions are featured below. 

If you have any questions in relation to our Rate Card or our Terms of Business, please contact your broker or a member of our Client Services Team.

 

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General Terms of Business

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Regulations

See regulation statement on each Service page.

SUSTAINABLE INVESTING

We will consider adverse impacts of investment decisions on sustainability factors in our investment and insurance-based Investment advice.
We will gather your preferences of Sustainable Investing and build them into our Statement of Suitability for you. Ultimately, it is the Product Producers we have agencies with that build the Investment Products we advise on, and it will be their documentation we are relying on when advising you on Sustainable investments. All information re Sustainable Finance Disclosures will be adhered to by the Product Producers and their brochures and documents will outline their disclosures.

Ⓒ 2023 - Seaspray Financial Services Ltd trading as Seaspray Mortgages is regulated by The Central Bank Of Ireland. Registered in Ireland: 582920. Seaspray Financial Services Ltd is authorised as an investment business firm under S. 10 of the Investment Intermediaries Act 1995 (as amended). The firm is also registered as an insurance / re- insurance intermediary under the European Communities (insurance Mediation) Regulations 2005 (as amended). The firm is an investment product intermediary holding letters of appointment from investment product producers such as insurance companies and banks. The company’s regulatory number with the Central Bank of Ireland is C165527 | All Rights Reserved