A RANGE OF OPTIONS TO GENERATE A GREATER INVESTMENT RETURN ON YOUR SAVINGS.

Are your deposit savings currently in a bank attracting very low interest rates?

At Seaspray, we have a suite of Attractive Low Risk Investments offering strong income returns.

See brief outline below.
Full brochures are available on request.

Send us your contacts and we would be delighted to tell you more….

Secure Your Financial Future

See what we can do for you to what matter most.

Your Home

“Home is the starting place of love, hope and dreams.”

Your Family

“A happy family is but an earlier heaven.”

Your Business

“Making your business work for you”

Secure Accelerator Bond 11 (Option A)

Minimum Investment €25,000
Investment Term 5 years
Return 30% return if the index is above the initial level at maturity. 100% participation if the index rises more than 30% at maturity. Returns will be added to 100% of the amount initially invested (not to the capital protected amount)
Tracking Index Solactive Governance Europe Select 50 PR Index
Defensive Feature 80% capital protection
Counterparty BNP Paribas
Tax Treatment Income Tax for personal investors. Exempt for Pension & post retirement investors.
Closing date 28th October 2020
Risk Rating 3

Secure Accelerator Bond 11 (Option B)

Minimum Investment €25,000
Investment Term 5 years
Return 200% participation in any growth in the index at maturity. Monthly averaging in the final year. Returns will be added to 100% of the amount initially invested (not to the capital protected amount)
Tracking Index Solactive Governance Europe Select 50 PR Index
Defensive Feature 85% capital protection
Counterparty BNP Paribas
Tax Treatment Income Tax for personal investors. Exempt for Pension & post retirement investors.
Closing date 28th October 2020
Risk Rating 2

Cantor Fitzgerald – Protected Momentum Bond 7​

Minimum Investment€10,000
Investment Term5 years
ReturnThe bond provides at least 200% minimum participation in the index final averaged returns
Tracking IndexReturns are linked to the MS Dynamic Fund Allocation Index which is comprised of 8 investment funds. Each week the index is rebalanced into the 5 best performing funds, with the highest performing funds given the highest risk budget ratings and the 3 worst performers are excluded
Defensive Feature90% capital protection
CounterpartyMorgan Stanley is the guarantor
Tax TreatmentSubject to CGT
Closing date13th November 2020
Risk Rating3

BCP Enhanced Equity Bond

Minimum Investment€20,000
Investment Term6 years
Return

150% participation in the index

performance.
All returns generated by the
bond are added to the capital
invested not the capital
protected amount.
Maximum return of 32% (4.7%
compound annual rate).

Tracking Index

Returns are linked to the Euro 70

index.
This index tracks the
performance of the 70 least
volatile stocks out of the 300
largest companies in 15
developed European countries.

Defensive Feature85% capital protection
Counterparty

Investec Bank plc is the

guarantor

Tax Treatment

Subject to CGT.

Investment returns will be paid
gross of tax.

Closing date11th December 2020
Risk Rating3

BCP Protected Equity Bond 3

Minimum Investment€20,000
Investment Term6 years
Return100% participation in the
index performance.
Returns are added to the
capital secured amount at
maturity.
Return is capped at 20%
(3.1% compound annual rate).
Tracking Index

Returns are linked to the Euro

70 index.
This index tracks the
performance of the 70 least
volatile stocks out of the 300
largest companies in 15
developed European
countries.

Defensive Feature90% capital protection
Counterparty

Investec Bank plc is the

guarantor

Tax TreatmentSubject to Income Tax.
Investment returns will be
paid gross of tax.
Closing date11 th December 2020
Risk Rating3

Warning: If you invest in these products you may lose some or all of the money you invest 

Warning: The value of your investment may go down as well as up. 

Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.

Seaspray Financial Services Ltd do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

Seaspray Financial Services Limited is regulated by the Central Bank of Ireland. The company registered number is 582920. Registered offices 25 Lower Leeson Street, Dublin 2.