“Home is the starting place of love, hope and dreams.”
“A happy family is but an earlier heaven.”
“Making your business work for you”
| Minimum Investment | €25,000 |
| Investment Term | 5 years |
| Return | 30% return if the index is above the initial level at maturity. 100% participation if the index rises more than 30% at maturity. Returns will be added to 100% of the amount initially invested (not to the capital protected amount) |
| Tracking Index | Solactive Governance Europe Select 50 PR Index |
| Defensive Feature | 80% capital protection |
| Counterparty | BNP Paribas |
| Tax Treatment | Income Tax for personal investors. Exempt for Pension & post retirement investors. |
| Closing date | 28th October 2020 |
| Risk Rating | 3 |
| Minimum Investment | €25,000 |
| Investment Term | 5 years |
| Return | 200% participation in any growth in the index at maturity. Monthly averaging in the final year. Returns will be added to 100% of the amount initially invested (not to the capital protected amount) |
| Tracking Index | Solactive Governance Europe Select 50 PR Index |
| Defensive Feature | 85% capital protection |
| Counterparty | BNP Paribas |
| Tax Treatment | Income Tax for personal investors. Exempt for Pension & post retirement investors. |
| Closing date | 28th October 2020 |
| Risk Rating | 2 |
| Minimum Investment | €10,000 |
| Investment Term | 5 years |
| Return | The bond provides at least 200% minimum participation in the index final averaged returns |
| Tracking Index | Returns are linked to the MS Dynamic Fund Allocation Index which is comprised of 8 investment funds. Each week the index is rebalanced into the 5 best performing funds, with the highest performing funds given the highest risk budget ratings and the 3 worst performers are excluded |
| Defensive Feature | 90% capital protection |
| Counterparty | Morgan Stanley is the guarantor |
| Tax Treatment | Subject to CGT |
| Closing date | 13th November 2020 |
| Risk Rating | 3 |
| Minimum Investment | €20,000 |
| Investment Term | 6 years |
| Return | 150% participation in the index performance. |
| Tracking Index | Returns are linked to the Euro 70 index. |
| Defensive Feature | 85% capital protection |
| Counterparty | Investec Bank plc is the guarantor |
| Tax Treatment | Subject to CGT. Investment returns will be paid |
| Closing date | 11th December 2020 |
| Risk Rating | 3 |
| Minimum Investment | €20,000 |
| Investment Term | 6 years |
| Return | 100% participation in the index performance. Returns are added to the capital secured amount at maturity. Return is capped at 20% (3.1% compound annual rate). |
| Tracking Index | Returns are linked to the Euro 70 index. |
| Defensive Feature | 90% capital protection |
| Counterparty | Investec Bank plc is the guarantor |
| Tax Treatment | Subject to Income Tax. Investment returns will be paid gross of tax. |
| Closing date | 11 th December 2020 |
| Risk Rating | 3 |
Warning: If you invest in these products you may lose some or all of the money you invest
Warning: The value of your investment may go down as well as up.
Warning: Current Irish taxation legislation does not allow for a clear categorisation of the product as being subject to Capital Gains Tax (CGT) and there is a risk an alternative taxation basis may apply.
Seaspray Financial Services Ltd do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
Seaspray Financial Services Limited is regulated by the Central Bank of Ireland. The company registered number is 582920. Registered offices 25 Lower Leeson Street, Dublin 2.
See regulation statement on each Service page.
