2021 - Topical News & Articles
2021 - Topical News & Article

Seaspray Monthly Investment Update - December 2021
Introduction……….. Since we released our Q3 Investment Update at the beginning of October, risk assets have rallied fairly convincingly, with the main equity indices around

BREAKFAST BUSINESS - October 26th, 2021
Paul McGowan, Managing Director Reviews our Seaspray Financial Q3 Investment Update 2021 with Vincent Wall. Listen here…

Seaspray Quarterly Investment Outlook- Q3 2021
Introduction……. The third quarter was a much more volatile quarter as we had expected in our half-yearforecast. Over the course of Q3 we saw risk

Seaspray Monthly Investment Update - September 2021
Introduction……….. Since we released our Half-Year Investment Review & Outlook back in July, we have seen most of the main global equity indices continue to

Seaspray Half-Year Investment Review & Outlook 2021
Introduction……….. Since the release of our 2021 Investment Outlook in January as we expected, we have seen vaccination roll-outs accelerating and lockdown measures gradually easing.

Asking prices for houses rising at much faster rate outside Dublin
29-06-21………… By John Finnamore, Head of Seaspray Mortgages…………… Asking prices for houses nationally jumped 13% in the second quarter of the year compared to the

Should you choose a fixed or variable rate mortgage?
25-06-21…. By John Finnamore, Head of Seaspray Mortgages…… Unfortunately, there’s no right or wrong answer to this question. Your personal circumstances will dictate which

BREAKFAST BUSINESS - June 23rd, 2021
Paul McGowan, Managing Director Reviews our Seaspray Financial June Investment Update 2021 with Vincent Wall. Listen here…

Households saved an extra €15bn in the last year
Households have spent the last year saving more and paying down debt. HOUSEHOLDS where people have been able to work from home are saving so

MONTHLY INVESTMENT UPDATE - JUNE 2021
Introduction……. Markets in general have been relatively subdued over the past month, with the main equity indices either side of the Atlantic grinding slowly higher,

Structured Products- An integral part of the Investment Portfolio Asset Allocation and Diversification story.
Irish Banks are now charging negative interest rates for holding certain cash deposits and it is understood that they will turn their attention to all

Bank of Ireland paves way for negative rates on accounts with over €1m
Bank of Ireland will be writing to customers next week to inform them it is changing the terms and conditions on its deposit accounts, paving

KBC and Ulster Bank customers urged to review their savings in exiting banks
There is some €25bn in deposits in the two banks, mostly consumer savings. Consumers with savings in KBC and Ulster Bank have been advised to review their financial

BREAKFAST BUSINESS - April 21st, 2021
Paul McGowan Managing Director reviews our Seaspray Financial Q1 Investment Review 2021 with Vincent Wall. Listen here…

9 Reasons to Choose a Mortgage Broker Instead of Applying Directly to a Bank
Should I Use a Mortgage Broker or a Bank? Short answer? You should use a mortgage broker, of course! Specifically, Seaspray Financial Services. But of

Seaspray Quarterly Investment Outlook- Q1 2021
Risk assets have seen a broadly positive start to 2021, and while we acknowledgethat it has not been a simple and straight forward ride higher

Psychological illness features high in 2020 income protection payouts
26 Mar 2021 Life & Pensions In her recent Money Times article in The Meath Chronicle, journalist Jill Kerby, discussed the increase in claims paid out by

BREAKFAST BUSINESS - March 10th, 2021
Paul McGowan Managing Director talks to Vincent about trends to date this year in global investment markets. Listen here…

MONTHLY INVESTMENT UPDATE - FEBRUARY 2021
Since our 2021 investment outlook in January, equity markets, depending on the region, have traded flat to slightly higher. While this was not a completely

2021 Investment Outlook
Let us begin our annual investment outlook with a bold statement: 2021 will be the year when the Covid-19 crisis ends. More precisely, despite new

State Pension age will continue to be 66
Qualifying age for State pensions January 5th , 2021. The current qualifying age for all State pensions is 66. An increase to 67 in 2021