NEWS

NTMA RAISES €3.5BN IN GREEN BOND SALE AFTER STRONG DEMAND.
The National Treasury Management Agency (NTMA) sold a higher-than-expected €3.5 billion of green bonds on Thursday last after fielding demand from investors for more than

Bank of Ireland urges caution following new combined text and call scam threat.
Fraudsters have developed a new tactic to trick consumers into handing over their bank details, according to Bank of Ireland. Customers are first receiving a

Fixed, tracker or variable: What should borrowers do?
Anyone with a variable rate mortgage should switch to a fixed rate immediately…. The report below takes extracts from an article published by The Irish

ECB increases interest rates by 0.75% again
27-10-22…….. The European Central Bank raised interest rates again today and signalled it was keen to start shrinking its bloated balance sheet, taking another big

Patience and time in the markets versus timing the markets!!
The chart below illustrates the journey of four investors, each of which started investing in Zurich’s Balanced fund (risk level 5) at the same date

Ireland takes small yet historic step on workplace pensions....
Decades of talk may be leading to mandatory auto-enrolment pension scheme for workers from 2024… References Irish Times (2022) Ireland takes small

European Cybersecurity Month
National Cyber Security Centre (NCSC) and the Garda National Cyber Crime Bureau (GNCCB) launch joint public awareness campaign for European Cyber Security Month….

Budget 2023- Summary & Main Points
September 27th 2022: Today, Paschal Donohoe TD (Minister for Finance) and Michael McGrath TD (Minister for Public Expenditure and Reform) delivered the Budget for 2023

US Passes Historic Climate Bill
Last week, a major new spending bill was passed in the United States, which allocates almost $385bn to climate and energy. These investments are squarely

It’s time to invest in Climate Adaptation
A key element of our investment philosophy and portfolio construction at Seaspray Financial Services, is the desire to create positive long term sustainable, impactful, and

Irish Household wealth surpasses €1 trillion for the first time
The report below takes extracts from an article published by The Irish Times( 3rd August 2022) and latest quarterly report by the Central Bank of

2022 Half-Year Investment Review & Outlook
Introduction…… Markets have without a doubt had a very difficult first half of the year. Equities have seen the worst opening 6 months in over