Life Insurance provides financial peace of mind after you’re gone, either by paying a lump sum to your loved ones or by clearing your debts.
There are 3 main types of Life Insurance
We’d be delighted to review your current financial position or existing levels of cover. Make an appointment and chat for free to one of our trusted team and you might be surprised at what you could save
Talk to a trusted Seaspray Adviser about a retirement plan that suits you and your budget.
Executive Pension is a plan set up by an employer to help an employee save for their retirement. It is usually made for executive employees, directors or employees in small-to-medium businesses. Both the employer and the employee can make contributions, through regular and one-time payments. PRSA is an independent personal fund that allows you to save for your retirement. It’s typically an affordable and flexible way to plan for your future. Although you’ll make regular payments to your PRSA, you can increase or decrease these payments as you like.
Self administered pension
Investing in a pension property through a self administered scheme is increasingly popular. We have a range of pension property options for you and can arrange mortgages for your pension to purchase a property.
Pension Auto Enrolment
Solutions (Workplace Pensions)
Pension reform affects every employer regardless of size. We can advise and help you put in place a qualifying pension scheme that meets the government’s standards and is registered with the Pensions Regulator. We can also assist with on-going management of the scheme including assessing your workforce on a regular basis.
We’ll help you choose the right pension arrangement for you
We’d be delighted to review your current financial position or existing levels of cover. Make an appointment and chat for free to one of our trusted team and you might be surprised at what you could save
See regulation statement on each Service page.
We will consider adverse impacts of investment decisions on sustainability factors in our investment and insurance-based Investment advice.
We will gather your preferences of Sustainable Investing and build them into our Statement of Suitability for you. Ultimately, it is the Product Producers we have agencies with that build the Investment Products we advise on, and it will be their documentation we are relying on when advising you on Sustainable investments. All information re Sustainable Finance Disclosures will be adhered to by the Product Producers and their brochures and documents will outline their disclosures.