Life Cover
TAKE CARE OF LOVED ONES YOU CARE ABOUT THE MOST.
Life Insurance provides financial peace of mind after you’re gone, either by paying a lump sum to your loved ones or by clearing your debts.
There are 3 main types of Life Insurance
- Mortgage Protection
- Term Life Cover
- Whole-of-life Cover
We’d be delighted to review your current financial position or existing levels of cover. Make an appointment and chat for free to one of our trusted team and you might be surprised at what you could save
Pensions
WILL YOU BE ABLE TO AFFORD THE LIFESTYLE YOU PLAN FOR RETIREMENT ?
Talk to a trusted Seaspray Adviser about a retirement plan that suits you and your budget.
Executive Pension is a plan set up by an employer to help an employee save for their retirement. It is usually made for executive employees, directors or employees in small-to-medium businesses. Both the employer and the employee can make contributions, through regular and one-time payments. PRSA is an independent personal fund that allows you to save for your retirement. It’s typically an affordable and flexible way to plan for your future. Although you’ll make regular payments to your PRSA, you can increase or decrease these payments as you like.
Self administered pension
Investing in a pension property through a self administered scheme is increasingly popular. We have a range of pension property options for you and can arrange mortgages for your pension to purchase a property.
Pension Auto Enrolment
Solutions (Workplace Pensions)
Pension reform affects every employer regardless of size. We can advise and help you put in place a qualifying pension scheme that meets the government’s standards and is registered with the Pensions Regulator. We can also assist with on-going management of the scheme including assessing your workforce on a regular basis.
We’ll help you choose the right pension arrangement for you
We’d be delighted to review your current financial position or existing levels of cover. Make an appointment and chat for free to one of our trusted team and you might be surprised at what you could save
