Fixed, tracker or variable: What should borrowers do?

Anyone with a variable rate mortgage should switch to a fixed rate immediately….

The report below takes extracts from an article published by The Irish Times( 31st October 2022) by Brendan Burgess, founder of

The ECB says it will continue to increase interest rates until inflation is tamed




Burgess, B. (2022) ‘Fixed, tracker or variable: What should borrowers do?’, Irish Times, 31 October. Available at : . (Accessed 31 October 2022).


If you would like to discuss anything raised in this report or would like a review of your financial position, please do not hesitate to contact us:

Tel:  +353 1 70 70 000           or

Warning: The value of your investment may go down as well as up and you may lose some or all of the money you invest. Past performance is not a reliable guide to future performance. Investments denominated in a currency other than your base currency may be affected by changes in currency exchange rates.

Seaspray Financial Services Ltd trading as Seaspray Mortgages
is regulated by the Central Bank of Ireland . Registered in Ireland number 582920.
Copyright 2022 Seaspray Financial Services

Subscribe to our Updates