Fraudsters have developed a new tactic to trick consumers into handing over their bank details, according to Bank of Ireland. Customers are first receiving a text which is then shortly followed up with phone calls to convince them to pass on their banking details. Note : Below are extracts from an article published in The …
Bank of Ireland urges caution following new combined text and call scam threat. Read More »
Seaspray Financial Services Ltd is looking for an experienced financial advisor to join our growing team. We are Dublin-based, however this will be a hybrid role with split time between home and office to be negotiated. Please see detailed job specification below or download a copy here. Please forward your application with your CV via …
We are hiring!! LIFE & PENSIONS FINANCIAL ADVISOR…. Read More »
Anyone with a variable rate mortgage should switch to a fixed rate immediately…. The report below takes extracts from an article published by The Irish Times( 31st October 2022) by Brendan Burgess, founder of askaboutmoney.com. References Burgess, B. (2022) ‘Fixed, tracker or variable: What should borrowers do?’, Irish Times, 31 October. Available at …
Fixed, tracker or variable: What should borrowers do? Read More »
27-10-22…….. The European Central Bank raised interest rates again today and signalled it was keen to start shrinking its bloated balance sheet, taking another big step in tightening policy to fight off a historic surge in inflation. The following are extracts taken from an RTE.ie article on October 27th, 2022. RTE.ie(2022) outlines the latest …
The chart below illustrates the journey of four investors, each of which started investing in Zurich’s Balanced fund (risk level 5) at the same date in early 2000. Download this chart here Tel: +353 1 70 70 000 or info@seasprayfs.ie Seaspray Financial Services Ltd trading as Seaspray Mortgagesis regulated by the Central …
Patience and time in the markets versus timing the markets!! Read More »
Decades of talk may be leading to mandatory auto-enrolment pension scheme for workers from 2024… References Irish Times (2022) Ireland takes small yet historic step on workplace Pensions. October 11th. Available at: https://www.irishtimes.com/business/2022/10/11/ireland-takes-next-small-step-on-workplace-pensions/ . (Accessed 11 October 2022). Tel: +353 1 70 70 000 or info@seasprayfs.ie Seaspray Financial Services Ltd …
Ireland takes small yet historic step on workplace pensions…. Read More »
National Cyber Security Centre (NCSC) and the Garda National Cyber Crime Bureau (GNCCB) launch joint public awareness campaign for European Cyber Security Month…. References Department of Justice, Department of the Environment, Climate and Communications (2022) ‘National Cyber Security Centre (NCSC) and the Garda National Cyber Crime Bureau (GNCCB) launch joint public awareness campaign for …
September 27th 2022: Today, Paschal Donohoe TD (Minister for Finance) and Michael McGrath TD (Minister for Public Expenditure and Reform) delivered the Budget for 2023 to the Dáil. See key points summarized below or download here. I If you would like to discuss anything raised in this summary or would like a review …
Last week, a major new spending bill was passed in the United States, which allocates almost $385bn to climate and energy. These investments are squarely aimed at putting the U.S. on a path to a 40% emissions cut by 2030…
A key element of our investment philosophy and portfolio construction at Seaspray Financial Services, is the desire to create positive long term sustainable, impactful, and responsible investment solutions and for our clients. There is a clear trend towards investment in Environmental, Social, and Governance (E.S.G) factors in the investment decision making progress, with Central Banks, …
See regulation statement on each Service page.
We will consider adverse impacts of investment decisions on sustainability factors in our investment and insurance-based Investment advice.
We will gather your preferences of Sustainable Investing and build them into our Statement of Suitability for you. Ultimately, it is the Product Producers we have agencies with that build the Investment Products we advise on, and it will be their documentation we are relying on when advising you on Sustainable investments. All information re Sustainable Finance Disclosures will be adhered to by the Product Producers and their brochures and documents will outline their disclosures.
