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Note: Below are extracts from an article published by First Trust  (03 January 2023) and as referenced below.   References: First Trust (2023) Cybersecurity once again top investment priority in 2023 . Available at: https://info.ftgportfolios.com/Thematic-Thinking-Cybersecurity-once-again-top-investment-priority-in-2023-Gartner.html?utm_source=Website&utm_medium=Social+Media+-+Linkedin&utm_campaign=Thematics#. (Accessed 03 January 2023). Gartner (2022) Gartner Survey of Over 2,000 CIOs Reveals the Need to Accelerate Time to Value …

Cybersecurity once again top investment priority in 2023. Read More »

Seaspray Financial Services Ltd is looking for an experienced financial advisor to join our growing team. We are Dublin-based, however this will be a hybrid role with split time between home and office to be negotiated. Please see detailed job specification below or download a copy here. Please forward your application with your CV via …

We are hiring!! LIFE & PENSIONS FINANCIAL ADVISOR…. Read More »

  References: Government of Ireland (2023) ‘Climate Action Plan 2023: Changing Ireland for the Better‘. Dublin: Stationary Office. Available at: https://assets.gov.ie/244355/1c421172-2901-4f9e-baa5-6e4445b342f4.pdf      [Accessed 08  January 2023].   If you would like to discuss anything raised in this report or would like a review of your financial position, please do not hesitate to contact us: Tel:  +353 …

CLIMATE ACTION PLAN 2023- CHANGING IRELAND FOR THE BETTER. Read More »

The National Treasury Management Agency (NTMA) sold a higher-than-expected €3.5 billion of green bonds on Thursday last after fielding demand from investors for more than 10 times that amount.   If you would like to discuss anything raised in this report or would like a review of your financial position, please do not hesitate to …

NTMA RAISES €3.5BN IN GREEN BOND SALE AFTER STRONG DEMAND. Read More »

Fraudsters have developed a new tactic to trick consumers into handing over their bank details, according to Bank of Ireland. Customers are first receiving a text which is then shortly followed up with phone calls to convince them to pass on their banking details. Note : Below are extracts from an article published in The …

Bank of Ireland urges caution following new combined text and call scam threat. Read More »

Anyone with a variable rate mortgage should switch to a fixed rate immediately…. The report below takes extracts from an article published by The Irish Times( 31st October 2022) by Brendan Burgess, founder of askaboutmoney.com.     References Burgess, B. (2022) ‘Fixed, tracker or variable: What should borrowers do?’, Irish Times, 31 October. Available at …

Fixed, tracker or variable: What should borrowers do? Read More »

27-10-22…….. The European Central Bank raised interest rates again today and signalled it was keen to start shrinking its bloated balance sheet, taking another big step in tightening policy to fight off a historic surge in inflation.   The following are extracts taken from an RTE.ie article on October 27th, 2022. RTE.ie(2022) outlines the latest …

ECB increases interest rates by 0.75% again Read More »

The chart below illustrates the journey of four investors, each of which started investing in Zurich’s Balanced fund (risk level 5) at the same date in early 2000.   Download this chart here    Tel:  +353 1 70 70 000           or       info@seasprayfs.ie   Seaspray Financial Services Ltd trading as Seaspray Mortgagesis regulated by the Central …

Patience and time in the markets versus timing the markets!! Read More »

Decades of talk may be leading to mandatory auto-enrolment pension scheme for workers from 2024…       References Irish Times (2022)  Ireland takes small yet historic step on workplace Pensions. October 11th. Available at: https://www.irishtimes.com/business/2022/10/11/ireland-takes-next-small-step-on-workplace-pensions/ . (Accessed 11 October 2022).    Tel:  +353 1 70 70 000           or       info@seasprayfs.ie   Seaspray Financial Services Ltd …

Ireland takes small yet historic step on workplace pensions…. Read More »

National Cyber Security Centre (NCSC) and the Garda National Cyber Crime Bureau (GNCCB) launch joint public awareness campaign for European Cyber Security Month….     References Department of Justice, Department of the Environment, Climate and Communications (2022) ‘National Cyber Security Centre (NCSC) and the Garda National Cyber Crime Bureau (GNCCB) launch joint public awareness campaign for …

European Cybersecurity Month Read More »